Payment policy

How do I pay for a Speccasa purchase?

Speccasa offers you multiple payment methods. Whatever your online mode of payment, you can rest assured that Speccasa's trusted payment gateway partners use secure encryption technology to keep your transaction details confidential at all times.
You may use Internet Banking, Cash on Delivery and wallet to make your purchase.
Speccasa also accepts payments made using Visa, MasterCard, Maestro and American Express credit/debit cards in India.

Are there any hidden charges when I make a purchase on Speccasa?

There are No Hidden charges on speccasa, the prices listed for all the items are exclusive Taxes.
Delivery charges may be extra depending on the seller policy. Please check individual seller for the same.


What is Cash on Delivery?

If you are not comfortable making an online payment on Speccasa.com, you can opt for the Cash on Delivery (C-o-D) payment method instead. With C-o-D you can pay in cash at the time of actual delivery of the product at your doorstep, without requiring you to make any advance payment online.
The maximum order value for Cash on Delivery (C-o-D) payment has differed seller to seller. It is strictly a cash-only payment method. Foreign currency cannot be used to make a C-o-D payment. Only Indian Rupees accepted.


How do I pay using a credit/debit card?

We accept payments made by credit/debit cards issued in India.


Credit cards

We accept payments made using Visa, MasterCard and American Express credit cards.
To pay using your credit card at checkout, you will need your card number, expiry date, three-digit CVV number (found on the backside of your card). After entering these details, you will be redirected to the bank's page for entering the online 3D Secure password.


Debit cards

We accept payments made using Visa, MasterCard and Maestro debit cards.
To pay using your debit card at checkout, you will need your card number, expiry date (optional for Maestro cards), three-digit CVV number (optional for Maestro cards). You will then be redirected to your bank's secure page for entering your online password (issued by your bank) to complete the payment.


Is it safe to use my credit/debit card on Speccasa?

Your online transaction on Speccasa is secure with the highest levels of transaction security currently available on the Internet. Speccasa uses 256-bit encryption technology to protect your card information while securely transmitting it to the respective banks for payment processing.
All credit card and debit card payments on Speccasa are processed through secure and trusted payment gateways managed by leading banks. Banks now use the 3D Secure password service for online transactions, providing an additional layer of security through identity verification.


What is a 3D secure password?

The 3D secure password is implemented by VISA and MasterCard in partnership with the card-issuing banks under the "Verified by VISA" and "MasterCard Secure Code" services, respectively.
The 3D secure password adds an additional layer of security through identity verification for your online credit/debit card transactions. This password, which is created by you, is known only to you. This ensures that only you can use your card for online purchases.


Can I use my bank's Internet Banking feature to make a payment?

Yes. Speccasa offers you the convenience of using your bank's Internet Banking service to make a payment towards your order. With this, you can directly transfer funds from your bank account while conducting a highly secure transaction.